High-Risk Merchant Payment Processing Solutions
More Options. Fewer Barriers. Better Ways to Get Paid.
Finding reliable payment processing isn't always easy. Some businesses face more restrictions, higher fees, or limited options simply because of the industry they're in.
At CBS Payments, we help businesses find payment solutions that fit their needs, whether they operate a retail store, an online business, or provide specialized services.
What Is High-Risk Payment Processing?
Some businesses are considered high-risk by banks and payment processors because of their industry, the products they sell, or how they accept payments.
Other factors may include larger transactions, online sales, recurring payments, or a history of chargebacks.
Being classified as high-risk doesn't mean you're running a risky business.
It often means you need a payment provider that understands your industry.
Industries That May Require Specialized Payment Processing
Here are just a few industries that may be considered high-risk by traditional payment processors:
- Retail and Online Solutions for all businesses + high risk
- Vitamins, Supplements & Wellness Products
- Cigar Shops, Cigar Lounges & Private Clubs
- Subscription & Membership Businesses
- Cannabis and Hemp Related Businesses
- Travel, Hospitality & Vacation Services
- Coaching, Consulting & Online Education
- Luxury Retail & High-Ticket Merchandise
- B2B Wholesale & Distribution
Why Some Businesses Have Trouble Getting Approved
Some merchants experience declined applications, unexpected account restrictions, delayed deposits, or higher processing fees.
A declined application doesn't mean you're out of options.
Working with a provider familiar with specialized industries can help you explore other available solutions.
Payment Solutions for Your Business
- Credit & Debit Card Processing – Accept card payments in-store, online, and for deliveries.
- Pay-by-Bank & ACH – Accept bank-to-bank payments using QR codes or payment links for in-store purchases, online pre-orders, and call-in orders.
- B2B Invoicing – Accept payments through electronic invoices with secure payment links.
- Cashless ATM – Accept debit card payments in-store, at drive-thrus, and for curbside pickup.
Find the Right Payment Solution With CBS Payments
At CBS Payments, we take the time to understand your business, review available options, and help you through the application process. Whether you're opening a new business, expanding, exploring better processing options, or experiencing problems with your current provider, we're here to help.
Let's find a payment solution that works for your business.
